Attention homeowners in Dunmore and Lackawanna County: Need an appraisal?

Here are the top 7 reasons why PA homeowners use AEF Appraisal Services:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to reduce their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Lackawanna county or PA

Own a home in or near Dunmore, PA and need help determining the price of it?
Contact AEF Appraisal Services.

We at AEF Appraisal Services understand the unique needs of a consumer seeking appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at AEF Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At AEF Appraisal Services, we're qualified in helping clients just like you do away with unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties nearby. This means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from AEF Appraisal Services is your #1 weapon.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. AEF Appraisal Services can provide you with efficient appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from AEF Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.